Invest with Better Places for People

Short-term loans on houses I’m already buying.

I buy neglected houses in Whatcom and Skagit County, clean them out, fix them up and sell them. When a deal needs more cash than I want to tie up at once, I borrow the difference from private lenders — short term, at a fixed monthly rate, secured by a lien recorded against the house itself.

Every open deal is listed below with the purchase price, the comparable sales and the repair scope in full. No fund, no pooling, no blind pool — you lend against one specific address and you can go look at it.

Current opportunities

How it works

1. You see the whole deal

Purchase contract, recorded comparable sales, repair scope and photos of the house as it sits today. Ask for anything else and I’ll send it.

2. Escrow records your lien

A promissory note and deed of trust are prepared and your lien is recorded against the property at closing. Your own attorney is welcome to review them.

3. You’re paid at closing

Principal back in full plus 1% per month, paid out of the sale proceeds when the house sells. If it runs past six months the loan extends.

Want to be told about the next one first?

Deals move quickly and I usually only need one or two lenders. Tell me you’re interested and I’ll send you the next one before it goes on this page.

Email me Call or text (541) 908-3151

Comparable sales are drawn from county assessor and recorded deed records, believed accurate but not warranted. Values, timelines and returns are estimates, not guarantees; real estate values can decline. Any summary on this site is exactly that — the promissory note, deed of trust and escrow instructions control, and you are encouraged to have your own attorney review them. Nothing here is an offer to sell a security, and nothing here is legal, tax or investment advice.